Site Notice:

We will be closed Saturday, March 30th, in observance of Easter, we apologize for any inconvenience. For a list of our holidays please click here.

ACBLA’s Current Interest Rates

Thank you for inquiring about our rates.
Rates are current as of  .

 Savings Calculator

 

CD Specials

TermInterest RateAPY²

18-24 Month Certificate
*New Accounts Only

Minimum Opening Deposit $500.00

4.34% 4.50%

6 Month Certificate

Minimum Opening Deposit $2,500.00

4.81% 5.00%

Statement Plus Rate Tier

Minimum Opening Deposit: $500.00

Balance Ranges

Interest Rate

APY²

Up to $24,999.99

0.75%

0.75%

$25,000.00 to $49,999.99

0.95%

0.95%

$50,000.00 to $74,999.99

1.19%

1.20%

$75,000.00 to $99,999.99

1.69%

1.70%

$100,000.00 to $249,999.99

2.18%

2.20%

Balance over $250,000.00

0.75%

0.75%

Savings Accounts

Accounts

Minimum Opening Deposit

Interest Rate

APY²

Regular Passbook

$25.00

0.74%

0.75%

Christmas Club

$25.00

0.74%

0.75%

Certificates of Deposit¹

The “Bump-Up” option is available with some of the certificates below. During the certificate’s term you can exercise the option to better the interest rate, while keeping your original maturity date. The certificate’s that have this option are listed with the number of “Bump-Up” options.

Term

Minimum Opening Deposit

“Bump-Up”

Interest Rate

APY²

6 Months

$2,500.00

N/A

4.81%

5.00%

1 Year

$500.00

N/A

3.87%

4.00%

18 - 24 Months

$500.00

N/A

1.90%

1.95%

4 Years

$500.00

1

2.63%

2.70%

6 Years

$500.00

1

2.87%

2.95%

8 - 10 Years

$500.00

2

3.11%

3.20%

Individual Retirement Accounts¹ 

Interest rate is adjusted quarterly at ACBLA's discretion.

Please reference this rate table if your Individual Retirment Account was opened on or AFTER November 1st, 2002.

IRA Type

Certificate Length

Interest Rate

APY²

Traditional

18 Months

3.63%

3.75%

Roth

30 Months

3.63%

3.75%

Educational

30 Months

3.63%

3.75%

SEP

18 Months

3.63%

3.75%

Please reference this rate table if your Individual Retirment Account was opened BEFORE November 1st, 2002.

IRA Type

Certificate Length

Interest Rate

APY²
Traditional 18 Months

4.81%

5.00%
Roth 30 Months 4.81% 5.00%
SEP 18 Months 4.81% 5.00%

 

¹These accounts have penalties for early withdrawals.

²APY refers to Annual Percentage Yield. Rates may change on variable rate accounts after the account is opened. Fees may reduce earnings. Daily Compounding.

Savings Calculators

Back to Top

" class="hidden">光大证券官网